Intesa Sanpaolo and Einaudi Center presented the Survey on Italian Savings and Financial Choices in 2022. Among the good news, there is the trend of the propensity to save: the share of savers stood at 53.5%, increasing from 48.6% of the previous survey and not far from the peak of 55% reached before the pandemic. Gregorio De Felice, Chief Economist of Intesa Sanpaolo, says: "Italian households are back to saving and there is a greater propensity to invest in managed savings. The most important issue is that of high liquidity still held by households on current accounts; perhaps not all households have understood that, with an inflation rate of 10%, having money at a standstill and not investing it has an inevitable cost. I believe that our country still has a financial education problem despite the efforts that the banking system is making." In any case, the share of savers varies among the different groups in the sample: 68% of graduates manage to set aside resources while less than 50% are those with lower secondary education. It saves 69% of those who have a net monthly income greater than 2,500 euros, but only 36% are among those who do not reach 1,600 euros. It also increases the share of income saved, to 11.5% compared to 10.9% in 2021.
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