As of December 2024, companies with headquarters or a permanent establishment in Italy will be obliged to take out a policy against natural disasters. This is the provision of the Draft Budget Law under consideration in Parliament these days. In the past decade alone, according to calculations by the National Research Council (NRC), natural disasters in Italy have cost nearly 310 billion euros, and so far it has always been the state that has paid, with often long lead times and inevitable risks of corruption. There had been talk for years, in addition to the need to invest in prevention, about the possible introduction of a public-private system in Italy that would bring Italy closer to other European countries (such as France or Germany). Now the government has broken the plunge. The text stipulates that companies without insurance coverage will remain excluded "from the allocation of contributions, subsidies or facilities of a financial nature from public resources, also with reference to those provided for the occasion of calamitous events and disasters". In other words, they will have no right to receive public support or funds for post-disaster reconstruction. This is a fine incentive to purchase a policy. However, for their part, insurance companies will also be obliged to offer insurance coverage, perhaps working in a pool, with the risk of receiving a fine of between 200,000 and 1 million euros if they refuse.