In 2024, Italy recorded nearly 31,000 instances of credit fraud that involved identity theft, with a total value of nearly €150 million. This is according to the most recent study by the CRIF - Mister Credit Observatory, which shows a 4.6% decrease in instances compared to 2023, but an increase in the average amount defrauded (+3.2%), now exceeding €4,800. Scams under €1,500 are on the down (-30%), but those between €3,000 and €5,000 are on the rise (+92.7%), as are those beyond €10,000 (+29.4%). Special-purpose loans continue to be the most significantly impacted (34.4%); however, their prevalence is decreasing in comparison to a significant rise in personal loans (+65.9%), with average amounts exceeding €16,600. "Buy Now, Pay Later" fraud is also on the rise, with 5.7% of cases. Home appliances are the most significantly impacted items (28.7%), with automobiles, motorcycles, electronics, furniture, and renovations following in that order. Fraud involving luxury goods and professional expenses increased significantly (+51.5%). Victims are mostly men (64.9%), particularly in the 41-50 age range. In terms of regional rankings, Lombardy, Campania, Sicily, and Lazio are the top four, while Marche experienced the most substantial increase (+28.9%). Detection times are polarizing: 22.9% of cases are discovered after more than three years, with mortgages and highly sophisticated finance remaining the most difficult to detect quickly.