Over the last fifty years, Italy has seen 115 natural disasters, accounting for 7% of those recorded in Europe, with damages totaling €253 billion, or about one-third of the European total. Earthquakes, in particular, account for 68% of total damage. Currently, just 7% of small and medium-sized firms protect themselves from natural disasters. These rates differ significantly from those of France and Germany, where over one-third of economic losses were insured between 1980 and 2020. However, something has started moving in Italy as well. The Meloni government has implemented mandatory catastrophe insurance coverage in its most recent budget law. This coverage will be mandatory for medium-sized businesses beginning this month and for small and micro-businesses beginning in January. According to a report by the Natural Risk Forum, annual investments of €5 billion in prevention over the next five years—an amount comparable to what is historically spent on reconstruction—could yield potential savings of €246 billion in total damages. In other words, every euro invested in prevention would result in nearly €11 in cost savings for the community.