In 2025, the capacity of Italian families to accumulate savings has diminished. Only 41% of households, compared to 46% in 2024, can save money; the rest spend all of their income or have to dip into savings. This is the lowest figure recorded since 2018. Expectations for the following 12 months also indicate a significant drop in savings capacity. This is according to the annual Acri Ipsos survey, which shows that in 2025, both those who spent all of their income (37% versus 34% in 2024) and those who had to dip into their savings (15% versus 12% in 2024) have risen. According to the report, Italy's economic outlook is less positive this fall than it was a year ago. Following a moderately optimistic 2024, symptoms of decreased overall confidence are emerging. A greater number of families believe that their standard of living is deteriorating or becoming more challenging to manage (57% compared to 51% in 2024). This negative trend is also reflected in increased personal dissatisfaction: one in every two Italians is unsatisfied, with one in every five facing major difficulties.