Healthier balance sheets and a European-leading risk management system are just a few of the factors that have allowed the Italian banking system to respond with pragmatism, adaptability, and strategic vision to a European macroeconomic environment still characterized by geopolitical instability. This is the conclusion of BearingPoint, an independent multinational consultancy specializing in strategy, management, and technology, as presented in the seventh edition of its Banking Study, which examined the balance sheets of 163 European financial institutions, including ten of Italy's premier banks. According to the analysis, institutions such as Intesa Sanpaolo, UniCredit, Banco BPM, B.MPS, BPER, Fineco, Credem, Mediolanum, and Iccrea have increased capital resilience, a strong liquidity position, and a clear commitment to evolution through strategic investments in digital technologies and sustainable business models. Over the course of 2024, Italian banks strengthened their capital position with a 5.4% increase in equity. An improvement in credit quality is noteworthy: Italian banks decreased non-performing loans by 4.5% in 2024, subsequent to a 9.3% reduction in 2023, thereby validating a positive trend and enhanced robustness of the loan portfolio.