Italians between the ages of 35 and 55 largely consider themselves adults, yet true independence often remains elusive. This contradiction emerges from a recent Moneyfarm survey conducted on a representative sample of 604 people, highlighting a disconnect between perceived adulthood and financial autonomy.

For most respondents, adulthood begins around the age of 27 and is marked by key milestones such as securing a stable job, leaving the parental home, or starting a family through cohabitation or marriage. For those who become parents, the birth of a child represents the defining moment in feeling fully adult.

Economic reality, however, tells a different story. Seventy-two per cent of respondents reported receiving significant financial support from their family of origin at least once in their lives. Assistance most commonly involved major expenses such as purchasing a home or a car, or covering wedding costs. Support for everyday needs - including healthcare expenses and utility bills - is also widespread, with the average total contribution nearing €20,000. Regional disparities persist, with households in central and northern Italy benefiting more than those in the south.

Beyond financial help, practical support plays a crucial role. Grandparents remain a cornerstone of Italy’s informal welfare system: more than half of parents rely on them for childcare, while help with household management and daily organisation is also common.