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Italians have decisively embraced insurance investment solutions: seven out of ten savers believe that they are more appropriate for protecting their capital than traditional financial products. This is according to the research "Value for Money: Customer Value as a Success Factor for the Insurance Industry", which was undertaken by Deloitte under the sponsorship of Generali and presented at a conference. This data reflects a major cultural shift in how Italian families approach their finances. There is growing trust and respect for insurance products, particularly their capacity to protect capital and ensure acceptable returns in an increasingly complex market environment. The three primary drivers of choice that emerged were the expected return, the security of the policy in comparison to a financial product, and the quality of the counsel received, at a time when geopolitical complexity and market volatility are making people more cautious about their savings. The company's brand and financial stability are critical factors, as indicated by 49% and 56% of respondents, respectively. The consultant's function is equally important: nine out of ten Italians believe consulting adds substantial value, particularly for its clear explanation of costs, benefits, and risks, as well as individualized solutions, with just one-third ready to forego it in order to save money. The market's message is clear: in uncertain times, Italians prefer to be protected over gambling.
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