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Intesa Sanpaolo and Centro Einaudi presented the 2026 Italian Savings and Financial Choices Survey. The study, which used a sample of 1,800 heads of households with current accounts, examines the financial investment patterns of Italian families and highlights their habits and perspectives. Eighty-four percent of respondents indicate complete financial independence, with a gender discrepancy (86 percent men, 82 percent women); the age distribution highlights challenges for younger individuals (47 percent of 18-24 year-olds are independent) against older adults (88 percent of 55-64 year-olds). Fifty-two percent of the sample are satisfied with their current income, but their outlook for their level of life in the next ten years is less hopeful (only 34 percent predict an adequate income). Even in 2026, more than half of respondents were able to save (56%, up from 58% in 2025). In accordance with 2025, they save an average of 11.9 percent of their discretionary income: graduates save more than the norm (14.9 percent), as do self-employed workers (20 percent). Saving is regarded crucial by 28% of the sample, which is near an all-time high. Precautionary grounds take precedence (40 percent), followed by pensions (19 percent), housing (19 percent), and children (11 percent). Savings for investment have increased significantly: 6% of the sample now saves, which is more than before the pandemic.
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