Italy is looking to Germany to rethink pension provision for younger generations, with an initiative aimed at increasing retirement savings beginning in childhood. According to J.P. Morgan Asset Management, the project aims to reduce inequality while also promoting private savings. The baseline is the Merz government's Frühstart-Rente, which provides for the automatic opening of a pension account for every child living in Germany over the age of six, with a €10 monthly government contribution invested in the markets. The number is small, but the true motivator is time: the sooner you begin, the longer your cash can increase. Smileconomy believes that a six-year-old child who continues in a share plan for more than 60 years might earn around €53,000. The expenses to the state appear to be sustainable: the German model is worth around €1.4 billion per year, compared to Italy's yearly pension expenditure of more than €300 billion. Local trials are also underway in Italy: in Trentino-Alto Adige, a bill strongly modeled after the German example is being discussed. Along with returns, cultural concerns are important: starting a pension plan at a young age can help people become comfortable with the concept of long-term investment. However, there are still unanswered concerns, such as who should manage the funds and how to ensure cheap costs and broad diversification of investments. The issue will be to maintain consistent norms and effective management throughout time.